Advice about personal debt problems in confidence!

Debt help and advice seems to be available everywhere now. Every time you open a paper, turn on the television or open an internet webpage there is some kind of advert for a clear debt service. Whilst there are some very good debt help companies out there who will work very hard on your behalf, there are some less than scrupulous ones too, whose sole aim is to extract even more cash from you at a time when you can least afford it.

Our goal is to help as many people get out of debt permanently and tailor our help and advice to the individual. We do nothing until we have listened to what you have to say, what your situation is and also what your financial state of affairs actually are.

Once we have a clear picture of your personal circumstances we can then start to plan your recovery from debt with a careful and considered debt management plan. Debt management plans are unique to the individual and are designed around their lives and needs.

What might my debt management plan contain?

We assess the options and then advise you on what we think would suit you best through discussion and careful consideration. Once assessed, your situation may not actually be as bad as you thought, in which case the action required may be far less formal than you initially thought would be necessary.

• Informal debt management designed to better organise your finances

• Save money and consolidate all your debts with a debt consolidation loan

• IVA or Individual Voluntary Arrangement

Remember, this is not an exhaustive list of what we can do for you as we work on an individual basis. You will be involved at every stage and we will do our very best to help you understand what might be happening right through the entire process especially if your solution is a more formal one.

Are there any people you do not deal with?

In essence, 'No'.
We will do our level best to help anyone who comes to us with debt problems. A person with debt problems experiences the same stresses and worries regardless what section of society they come from.

Because of this, we have developed special skills in dealing with some groups of people and have become very sympathetic to their situations and try to tailor our advice accordingly.

• Single parent families with debts

• Retired people struggling with debts

• People trying to manage debt after a divorce

• Those coping with debts after losing their job through redundancy

• The long term ill or disabled people living with debt on a daily basis

Fill in the form on the left or call 0800 018 3345 Now!